Tamara d'Onofrio will look after Zazoo's business interests in South Africa.
South African company Zazoo's Mobile Virtual Card tech will power Indian firm Oxigen's wallet offering.
The National Consumer Tribunal clears the company of allegations it breached the National Credit Act.
Revenue next year is likely to be lower, due to a change in the terms of a government deal.
Serge Belamant aims to sell half his holding to diversify his assets.