Adv. Carien van Dijk brings a rare fusion of legal expertise and technical mastery to cybersecurity governance. As Chief Information Security Officer at Deus X Pay, she navigates the complex intersection of fintech innovation and global regulatory compliance across multiple international jurisdictions. Uniquely qualified as both an Advocate of the High Court of South Africa (LLB, LLM) and a Certified Information Security Auditor and Implementer, Carien transforms regulatory complexity into competitive advantage. She has successfully implemented integrated compliance frameworks satisfying POPIA, GDPR, SOC2, HIPAA, and emerging crypto regulations—mitigating millions in quantified risks throughout her career. At the forefront of AI-powered GRC automation, Carien has pioneered enterprise-wide implementations using LLM technologies, custom API integrations, and workflow automation tools. Her leadership in establishing centralized Change Management, Incident Management, and Compliance functions has become a blueprint for organizations navigating multi-jurisdictional requirements. A sought-after thought leader featured in Business Day, Financial Mail, and Hot 91.9 FM, Carien was also awarded FNB/Rocci Business Woman of the Year 2019. She holds multiple certifications including CGRC, ISO 22301 Business Continuity Lead Auditor, and is passionate about democratizing compliance through practical, scalable frameworks that enable innovation at the speed of trust.