Derek Cikes
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Apr 30, 2021

Alternative payments turbocharge customer experience

Today's e-commerce-savvy consumers demand an instant and seamless way to pay digitally, with easily digestible payment options which help increase cash liquidity.


Financial constraints create tech-savvy SA consumers

Retailers have long understood the need to adapt to changing shopping preferences, but the pandemic disruptions triggered a much greater sense of urgency.


Five e-commerce UX tips to drive sales in 2021

Excellent user experience has never been more relevant or crucial, as the pandemic pushes online retailers to meet significantly changed expectations.

Nov 11, 2020

Payments: Immediate challenges, long-term implications

The seismic shift caused by the COVID-19 pandemic has created a host of uncharted challenges as well as magnified obstacles in the payments industry.

Sep 25, 2020

Radical e-commerce shift fuels buy now, pay later

The democratisation of payments through the tech innovation of buy now, pay later enables more consumers to choose interest-free financing for their shopping.


The evolution of digital payments in the ‘new normal'

As consumers adjust to an increasingly digital reality and hygiene hyper-awareness, agile, secure, connected and digitally-enabled payments will become the norm.

Derek Cikes
Commercial director at buy now, pay later fintech Payflex
Derek Cikes is commercial director at buy now, pay later fintech Payflex. He brings in-depth knowledge, experience and insights into the payment fintech and digital space, as well as the retail and e-commerce environment. His 21 years of financial services experience in building successful partnerships at Hollard for the banking, retail and motor industries plays a key role in delivering creative value for Payflex retail and industry partners.