Protecting yourself against identity theft is protecting yourself against one of the fastest growing crimes of the 21st century. CreditExpert from Experian is an online service that helps protect you against identity fraud and improve your financial status.
The repercussions of identity theft can last for months or even years. Criminals not only steal cash, credit or other benefits without the victim's knowledge; victims can suffer various consequences when held responsible for the perpetrator's actions.
You might be at risk
In general, fraudsters target people aged between 26 and 45, and victims are likely to be among the higher income professionals and people who own their own homes.
These high earning individuals are almost three times more likely than average to fall foul of identity fraud. If you do become a victim, it can take up to 450 hours, over an eighteen-month period, to clear your name and restore your credit rating.
How it works
CreditExpert is Experian's leading online credit and identity fraud monitoring service in South Africa. As a member, you receive unlimited access to your Experian credit report, which details your personal credit history of what you have borrowed, your repayment record and other information that helps lenders avoid fraud and assess the likelihood that you will be able to make repayments.
At a glance, it shows how much an individual currently owes and how well they're managing. Lenders check this information when considering applications for credit and deciding what interest rate to offer.
With a CreditExpert membership, you are also eligible to receive e-mail or text alerts when significant changes occur on your credit report, which could indicate fraudulent activity.
Membership
Get the credit you deserve, take a step in the right direction and protect yourself! If you are interested in signing up as a CreditExpert member, all you have to do is simply log on to www.creditexpert.co.za and fill in the online application form.
Share