NCR unveils Aptra

US-based ATM vendor, NCR Corporation has launched a new mobile banking platform called NCR Aptra, which enables banks to offer services via downloadable apps, mobile browsers or SMSes, reports Money Control.

The NCR Aptra provides all the features consumers need to manage their money on the move, and enables banks to scale and integrate mobile with other online kiosks, ATMs and teller banking channels, helping to drive adoption of mobile banking, and deliver new services across integrated channels.

Mobile devices across platforms will be compatible with support for multiple languages and currencies, states My Digital fc.

“Smartphone growth and financial inclusion are driving mobile banking adoption on a global scale,” said Jaivinder Gill, MD of NCR Corporation India.

According to TNS research, mobile banking usage rates have doubled since 2010 in many countries, while ABI research predicts that 400 million consumers are expected to be using mobile banking by 2014, writes IBN Live.

"Our new mobile banking solution gives banks a flexible and secure way to meet the immediate mobile banking needs of their customers. It also provides a platform that will scale with the explosion of device choice, mobile bandwidth growth and migration from SMSes, to apps and the next-generation of mobile browsers using HTML5," says Gill.